Excavator Insurance
Your excavator is the machine that gets the job started, whether you are digging foundations, cutting trenches for services or shifting bulk earth on a civil site. It also faces some of the highest risks on the job, from underground services strikes to rollovers on batters and damage while loading on a float. Machine Cover compares excavator insurance across multiple insurers and can place cover the same day, so you can keep digging with the right protection behind you.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What excavators need covered
Public and product liability
Dig into a gas main, clip a fibre line or swing the boom into a parked ute and the third party costs can be significant. This can cover injury or property damage your excavator causes while it is working on site or slewing in tight spaces.
Accidental damage and theft
Excavators are a prime target on unsecured sites, and a rollover on a batter can write one off in seconds. Cover can respond to theft, fire, vandalism and accidental damage, whether the machine is parked, working or on the float in transit.
Machinery breakdown
A failed hydraulic pump, a blown final drive or a seized slew ring can stop a dig job cold. Machinery breakdown cover can help with the sudden mechanical or electrical failure of your excavator's major components.
Buckets and attachments
Most operators run a kit of GP and mud buckets, a hydraulic hammer, an auger or a grab, and each carries real value. Attachments can be insured alongside the machine, so a stolen hammer or a damaged tilt hitch is not left out.
Dry hire
Excavators are in constant demand and are often hired out without an operator. If you dry hire your machine to another business, cover can be arranged so it stays protected while it is off your books and on someone else's site.
Downtime and lost income
When your excavator is your income, every day it sits idle after a claim hurts. Business interruption cover can help replace lost hire or contract income while the machine is repaired or replaced.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get excavators covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).