Dump Truck Insurance
Dump trucks earn their keep moving spoil, ore and overburden across mine, quarry and civil sites, often on rough haul roads where a rollover or tipping incident can happen in seconds. Machine Cover helps Australian operators arrange plant and equipment insurance built around how and where the truck actually works, whether it stays on private sites or travels on registered roads between jobs. As a brand of Stonewell Insurance, a licensed broker, we compare policies from multiple insurers so you are not stuck with one view of the risk.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What dump trucks need covered
Public & Product Liability
Haul roads, tips and load-out areas put your dump truck close to other machines, workers and site infrastructure. This can cover your legal liability if you injure someone or damage third-party property while operating, for example clipping a light vehicle at a crossing or dropping a load in the wrong place.
Accidental Damage & Theft
A rollover on a greasy haul road or a tipping incident can write down a truck fast. Cover for accidental damage and theft may pay to repair or replace your machine after a loss, including damage to the body, hoist and cab, as well as theft from unsecured or remote sites.
Machinery & Equipment Breakdown
Dump trucks run hard on driveline, hydraulics and cooling systems. Machinery breakdown cover can help with sudden mechanical or electrical failure that is not caused by an accident, such as a hoist ram or transmission letting go mid-shift.
Dry Hire
If you dry hire your dump truck to other operators, a standard policy may not respond while it is off your site. Dry hire cover can protect the machine while someone else runs it, and helps you set clear terms with the hirer.
Downtime & Business Interruption
When a haulage contract depends on one or two trucks, a breakdown or accident can stop your income. Downtime cover may contribute to the hire of a replacement machine or lost revenue while yours is repaired.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get dump trucks covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).