Equipment Insurance
Your equipment is what lets you do the job, so when it is damaged, stolen or out of action, work stops and income stops with it. From owner operators with a single machine to businesses running a yard full of gear, the right insurance protects the equipment, your liability and your ability to keep trading. Machine Cover, a brand of Stonewell Insurance, is a licensed broker that arranges equipment insurance across all kinds of plant, machinery and attachments. We compare policies from multiple insurers so your cover matches the equipment you rely on and how you use it.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What equipment need covered
Public and product liability
Equipment is used around clients, the public and other workers, and things can go wrong. Public and product liability cover can respond if your equipment or your work causes injury to a third party or damages property that is not yours, which is often required to win and keep contracts.
Accidental damage and theft
This is the core cover for the equipment itself. It can respond when your gear is damaged by accident, impact, storm or fire, and when equipment is stolen from a site, vehicle, yard or in transit. Given how portable and sought after some equipment is, theft cover is often a priority.
Equipment breakdown
Motors, hydraulics and electronics fail with heavy use. Equipment breakdown cover can help with sudden mechanical or electrical failure, taking the pressure off major repair bills and helping you get back to work sooner.
Attachments and tools
Buckets, cutters, forks, augers and specialist attachments add up quickly in value. Cover can be extended across your attachments and ancillary equipment so they are protected alongside the main machines, whether in use, in storage or on the move.
Dry hire
If you hire equipment out without an operator, dry hire cover can respond to damage while it is in another party's care. This is useful for businesses that hire out idle equipment, where a standard policy may not otherwise respond.
Downtime and business interruption
When essential equipment is out of action, the jobs relying on it stall. Business interruption cover can help replace lost income or fund a hired replacement while your equipment is repaired, so one loss does not put a stop to everything.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get equipment covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).