Loader Insurance
Your wheel loader is the machine that keeps material moving, loading trucks, feeding crushers and shifting stockpiles across yards, quarries and transfer stations. Working close to trucks and people, on cut up ground and expensive tyres, it carries real day to day risk. Machine Cover compares loader insurance across multiple insurers and can place cover the same day, so your loader stays protected and productive.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What loaders need covered
Public and product liability
Loaders work close to trucks, crushers and workers, and a swinging bucket or a reversing machine in a busy yard is a real risk. This can cover injury or property damage your loader causes while loading, stockpiling or moving material.
Accidental damage and theft
Loader tyres cop a hammering from sharp rock and hot slag, and a tip on a soft edge can put a machine on its side. Cover can respond to theft, fire, vandalism and accidental damage on site, in the yard or in transit.
Machinery breakdown
A failed transmission, a hydraulic ram on the loader arms or a worn articulation joint can take a loader out of the cycle. Breakdown cover can help with the sudden mechanical or electrical failure of major components.
Buckets, forks and attachments
Loaders swap between GP and rock buckets, high tip buckets, pallet forks and grapples through the day. These attachments can be insured with the machine, so a damaged or stolen bucket is not left uncovered.
Dry hire
Wheel loaders are often hired out to quarries, recyclers and transfer stations. If you dry hire yours, cover can be arranged so it stays protected while it works on a third party site.
Downtime and lost income
A loader is often the machine that keeps a site moving, so downtime backs everything up. Business interruption cover can help replace lost income while yours is off the road being repaired.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get loaders covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).