Skid Steer Loader Insurance
A skid steer is one of the most versatile machines on any job, swapping between buckets, augers, grabs and mulchers to handle work far bigger than its footprint. That compact size makes it easy to move, which is great for getting into tight yards but also makes it a target for theft and prone to tip-overs when pushed hard. Machine Cover helps Australian operators in construction, landscaping and hire arrange plant and equipment insurance that covers the machine, its attachments and how it earns. As a brand of Stonewell Insurance, a licensed broker, we compare multiple insurers to suit your setup.
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No obligation. Subject to eligibility and underwriting.
What skid steer loaders need covered
Public & Product Liability
Skid steers work close to people, fences, kerbs and finished surfaces on landscaping and construction jobs. This can cover your legal liability if you injure someone or damage third-party property, for example clipping a wall while turning in a tight yard.
Accidental Damage & Theft
Compact machines are easy to move, which also makes them a target. Accidental damage and theft cover may pay to repair or replace your skid steer after a tip-over, collision or theft, including machines taken from trailers or unsecured sites overnight.
Attachments
A skid steer is only as useful as its attachments. Cover can extend to buckets, augers, grabs, mulchers, brooms and other attachments, whether they are stolen, damaged or fail while in use.
Machinery & Equipment Breakdown
Hard hire hours take a toll on drive motors, hydraulics and electrics. Machinery breakdown cover can help with sudden failure that is not caused by an accident, keeping short jobs from turning into long delays.
Dry Hire
Skid steers are commonly dry hired to builders and homeowners. Dry hire cover can protect the machine while others operate it, and helps you set out who is responsible for damage during the hire.
Downtime & Business Interruption
If the skid steer is your main earner, time off the tools hurts. Downtime cover may contribute to replacement hire or lost income while yours is repaired after an insured event.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
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Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).