Tractor Insurance
Tractors do far more than pull a plough. Between slashing, mowing, loader work, seeding and road travel between paddocks, a modern tractor and its implements represent a big investment and a real spread of risk. Rollovers on slopes, PTO and implement incidents, road use and theft from remote paddocks all need thinking about, and cover for a working farm can look different from cover for a contractor on other people's land. Machine Cover helps Australian operators arrange plant and equipment insurance that fits how the tractor is actually used. As a brand of Stonewell Insurance, a licensed broker, we compare multiple insurers for you.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What tractors need covered
Public & Product Liability
Tractors mix with stock, crops, roads and contractors, and often tow implements through public areas. This can cover your legal liability if you injure someone or damage third-party property, such as an implement striking a fence, vehicle or neighbouring crop.
Accidental Damage & Theft
Rollovers on slopes, collisions on the road and theft from remote paddocks are real risks. Accidental damage and theft cover may pay to repair or replace the tractor after a loss, including damage to the cab, loader and driveline.
Attachments & Implements
Slashers, mowers, augers, front-end loaders and other PTO or three-point implements can be worth as much as the tractor. Cover can extend to these implements against damage, theft or sudden failure while attached or in transit.
Machinery & Equipment Breakdown
Long hours on the PTO, hydraulics and transmission wear parts out. Machinery breakdown cover can help with sudden mechanical or electrical failure that is not caused by an accident, separate from routine servicing.
Downtime & Business Interruption
During slashing, seeding or harvest, a stopped tractor can put a whole operation behind. Downtime cover may contribute to replacement hire or lost income while yours is repaired after an insured event.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get tractors covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).