Backhoe Insurance
The backhoe is a versatile favourite for owner operators, plumbers, drainers and small builders, digging trenches and footings, lifting pipe and loading spoil on tight suburban and civil sites. It often works close to the public and is left on site overnight, which brings theft and liability risks worth planning for. Machine Cover compares backhoe insurance across multiple insurers and can arrange cover the same day, so your machine is protected wherever the work takes it.
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60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What backhoes need covered
Public and product liability
Backhoes trench for drainage, water and power, and cutting an unmarked service or dropping a stabiliser through a footpath can trigger a claim. This can cover injury or property damage caused while you dig, trench or load.
Accidental damage and theft
Backhoes often work in and around towns and are left on site overnight, which makes them a theft and vandalism target. Cover can respond to theft, fire, vandalism and accidental damage on site or in transit.
Machinery breakdown
A failed loader ram, a backhoe boom cylinder or a transmission fault can stop a job in its tracks. Breakdown cover can help with the sudden mechanical or electrical failure of the machine's major components.
Buckets and attachments
From trenching and mud buckets to a hydraulic breaker or auger on the rear boom, a backhoe's attachments earn their keep. They can be insured alongside the machine against theft and damage.
Dry hire
Backhoes are commonly hired out to builders, plumbers and councils. If you hire yours without an operator, cover can be arranged so it stays protected on a client's site.
Downtime and lost income
For an owner operator, a backhoe out of action means work stops. Business interruption cover can help replace lost income while it is repaired or replaced.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get backhoes covered?
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Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).