What does grader insurance cover?

A grader policy can bring together public and product liability, accidental damage and theft of the machine, machinery breakdown, attachments and wear parts, and business interruption. We arrange cover to match how you use your grader, whether that is council maintenance, road building or civil earthworks.

How much does grader insurance cost?

There is no set price, because it depends on your machine's value, age, where it works and your claims history. As a broker we compare multiple insurers to find suitable cover for your budget, and we will not push you toward anything you do not need.

Can I pay for grader insurance monthly?

Yes. We can arrange flexible monthly or fortnightly payments so the cost fits your cash flow rather than paying a full year up front.

How quickly can I get cover for my grader?

Same-day cover is often available. Call 1300 080 323 with your machine details and we can usually organise cover and email your documents the same day.

Does it cover a grader working near live traffic?

Public liability cover can respond to third-party property damage or injury linked to your work, including jobs alongside live traffic. Tell us about your typical worksites so we can arrange cover that fits.

Plant and equipment insurance

Grader Insurance for Australian Operators

Graders keep roads, haul routes and civil sites in shape, and they are among the most valuable machines in the yard. Machine Cover is a brand of Stonewell Insurance, a licensed Australian broker, so we compare cover from multiple insurers to suit how and where you run your grader. Same-day cover is often available, with flexible monthly or fortnightly payments and your documents emailed straight through.

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Cover

What graders need covered

Public and Product Liability

A grader working a live road corridor sits close to traffic, kerbs and services. Liability cover can respond if your machine damages third-party property or injures someone during roadworks or council maintenance.

Accidental Damage and Theft

Graders are high-value machines that often sit on open road reserves overnight. Cover can help repair or replace yours after an accident, rollover, fire, vandalism or theft.

Machinery Breakdown

A driveline or hydraulic fault can strand a grader mid-job. Machinery breakdown cover can help with sudden mechanical or electrical failure that accidental damage cover leaves out.

Attachments and Blades

Moldboards, rippers, scarifiers and end bits take a beating on hard ground. Cover can extend to attachments and the wear parts you swap out on site.

Dry Hire

If you hire your grader out without an operator, dry hire cover can protect the machine while it is in someone else's hands and make it clearer who pays after a loss.

Downtime and Business Interruption

Losing your grader to a claim can stall a whole road contract. Business interruption cover can help with lost income and hire-in costs while yours is repaired.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Graders insurance questions.

Speak with our team on 1300 080 323.

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Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).