Agriculture & Farm Machinery Insurance
Farm machinery earns its keep in short, intense seasonal windows, often far from the shed, in dry crops where fire risk is real and a breakdown at harvest costs more than the repair. Machine Cover helps farmers and ag contractors arrange cover for tractors, harvesters and headers, telehandlers, loaders and the implements they pull.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What farmers and ag contractors need covered
Accidental damage and theft
Tractors, headers and telehandlers are high-value machines spread across paddocks and left in open sheds. Cover can respond to accidental damage and to theft of machines and implements from remote and unsecured farm locations.
Fire in dry crops
Headers and machinery working dry crops in summer carry a serious fire risk, and a machine fire can spread fast. Cover can respond to fire damage to the machine, which is one of the most costly agricultural losses in the season window.
Machinery breakdown at harvest
A header or tractor down during a tight harvest window can cost a crop, not just a repair bill. Breakdown cover can help with sudden mechanical and electrical failure when the machine has to keep going through the season.
Implements and attachments
Fronts, headers, seeders, sprayers, balers and slashers are high-value and PTO-driven, with their own damage and failure exposures. Cover can extend to the implements you run, not just the tractor or harvester towing them.
Road travel between paddocks
Moving machinery on public roads between paddocks and properties adds collision and third-party risk. Cover can respond to damage in transit, and liability cover can respond to third-party claims while machines are on the road.
Public liability on and off farm
Ag contractors working other people's land, and farm machinery near the public, carry third-party exposure. Public liability cover can respond to injury and property damage claims arising from your machinery on and off the home block.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Related cover
Ready to get farmers and ag contractors covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).