Civil Construction Insurance
Civil work puts your plant on live-traffic roads, in service trenches and across council and government contracts where a service strike or a damaged asset can stall the whole job. Machine Cover helps civil contractors arrange cover for graders, rollers, pavers, cold planers, trenchers and excavators, built around the way civil jobs actually run.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What civil contractors need covered
Accidental damage and theft
Graders, rollers and pavers work long shifts on exposed corridors and are often left on site between stages. Cover can respond to accidental damage and to theft of plant from open roadworks and compounds where full lock-up is not possible.
Public liability on live-traffic sites
Working next to moving traffic and the public raises the stakes on any incident. Public liability cover can respond to third-party injury and property damage claims arising from your plant on open roads and shared corridors.
Service strikes and vibration
Trenching for drainage and utilities risks striking buried services, and heavy compaction can crack nearby slabs, pipes and structures through vibration. Liability cover can respond to third-party damage from strikes and vibration-related claims.
Machinery breakdown
A dead paver or roller mid-pour or mid-lift can blow a program and a road-occupancy window. Breakdown cover can help with sudden mechanical and electrical failure so a single machine does not force a costly reprogram.
Attachments and specialist plant
Cold-planer drums, trencher chains, screed gear and roller drums take heavy wear and are expensive to replace. Cover can extend to the attachments and specialist components your civil plant relies on.
Hired-in plant and contract requirements
Council and government contracts often set insurance conditions, and you may hire in plant to hit milestones. Cover can include hired-in machines and help you meet the certificate-of-currency requirements written into civil contracts.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Related cover
Ready to get civil contractors covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).