Demolition Insurance
Demolition is high-consequence work: structures coming down near neighbours, dust and vibration crossing boundaries, and heavy plant fitted with breakers, grabs and shears. Machine Cover helps demolition contractors arrange cover for high-reach and standard excavators, loaders and dump trucks, built for the third-party and structural exposures this sector carries.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What demolition contractors need covered
Accidental damage and theft
High-reach excavators and demolition-spec machines are major, heavily worked assets exposed to falling debris and rough sites. Cover can respond to accidental damage to your plant and to theft from open clearing sites and compounds.
Third-party property damage
A collapse going the wrong way, falling debris or a machine into a boundary can damage neighbouring buildings. Public liability cover can respond to third-party property damage, which is one of the largest exposures in demolition.
Dust, vibration and debris to neighbours
Bringing structures down sends dust, vibration and debris across boundaries onto adjoining properties and the public. Liability cover can respond to third-party claims from these nuisance and damage exposures, though it is vital to check how each is treated.
Service strikes on site
Site clearing and grubbing risks striking live power, gas and water. Cover can respond to third-party damage from service strikes, and being clear on your isolation and dial-before-you-dig process supports any claim.
Attachments: breakers, grabs and shears
Hydraulic breakers, pulverisers, grabs and shears are expensive, take brutal wear and are central to demolition. Cover can extend to these attachments, not just the base excavator they hang off.
Machinery breakdown
A high-reach or demolition excavator that fails part-way through a strip can stall a sequenced, high-risk job. Breakdown cover can help with sudden mechanical and electrical failure so a stopped machine does not leave a structure part-demolished.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Related cover
Ready to get demolition contractors covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).