Earthmoving Insurance
Earthmoving fleets do the heavy lifting on cut and fill, site prep and bulk excavation, and one bad day on a batter or a strike on an underground service can put a six-figure machine out of action. Machine Cover helps earthmoving contractors arrange cover for excavators, dozers, loaders, scrapers, dump trucks and graders, matched to how and where you work.
Quick Quote
60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What earthmoving contractors need covered
Accidental damage and theft
A rollover on a steep batter, a dozer sliding on a wet face or a tracked machine tipping into a trench can write off a major asset. Cover can respond to accidental damage and to theft of machines from open sites and laydown areas, whether working or parked up overnight.
Underground service strikes
Bulk excavation runs the constant risk of clipping unmarked power, gas, water or comms. Public liability cover can respond to third-party property damage and the resulting claims when a bucket finds a service that was not on the plans.
Machinery breakdown
Hydraulic failures, blown final drives and engine trouble on a hard-worked excavator or dump truck can stop a job cold. Breakdown cover can help with sudden mechanical and electrical failure so a dead machine on a live cut does not derail the program.
Attachments and buckets
Rippers, tilt buckets, mud buckets, grabs and rock breakers are easy to damage and easy to walk off with. Cover can extend to the attachments you swap through the day, not just the base machine they sit on.
Float transport and in-transit
Earthmoving plant spends real time on a float between sites. Cover can be arranged for damage while machines are being loaded, transported and unloaded, which is when a lot of expensive knocks actually happen.
Downtime and hired-in plant
When your own machine is down you often hire a replacement to keep the dirt moving. Cover can include hired-in plant and help with the costs of keeping the job running while repairs are sorted.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Related cover
Ready to get earthmoving contractors covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).