Landscaping Insurance
Landscaping and garden construction run compact plant through tight residential yards, close to finished surfaces, pools and the public, and small machines are easy to steal off a trailer overnight. Machine Cover helps landscapers arrange cover for skid steers and bobcats, mini excavators, trenchers, small loaders, tractors and the attachments that come with them.
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60 secondsThe year, make and model of the machine you want covered. Not sure? Give us the gist.
No obligation. Subject to eligibility and underwriting.
What landscapers need covered
Theft of portable machines
Skid steers, mini excavators and trenchers are small, in demand and often left on a trailer or an open yard overnight. Theft cover can respond when a portable machine or its trailer walks off between visits, which is one of the most common landscaping losses.
Accidental damage in tight yards
Working close quarters in residential yards means clipping fences, retaining walls and the machine itself. Cover can respond to accidental damage to your plant while manoeuvring in tight spaces around finished surfaces.
Public liability near finished surfaces
Operating beside driveways, pools, homes and the public raises the risk of damaging a client's property or a passer-by. Public liability cover can respond to third-party injury and property damage, such as a tracked machine marking a new driveway.
Attachments and small plant
Augers, trencher booms, buckets, grabs and levelling gear are swapped constantly and easily lost or damaged. Cover can extend to the attachments and hand-guided plant that do a lot of the finishing work.
Machinery breakdown
A skid steer or mini excavator that fails mid-install can stall a tightly booked run of residential jobs. Breakdown cover can help with sudden mechanical and electrical failure so one dead machine does not push out every job behind it.
Dry hire in and out
Landscapers often dry hire a machine for a bigger job, or hire their own plant out when it is idle. Cover can be arranged for dry hire both ways, with clarity on who carries the risk while a machine is out.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Machine Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Related cover
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Machine Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).